I used One Corporate Credit many years ago and this is my second go around using them. I had too many bills going on at one time that I couldn't keep up, then I reached out to them to consolidate my bills. They're always helpful each time I call. I paid off my bills sooner than I expected and learned that I don't need 50,000 credit cards, especially not the store ones where the interest rate is always top. Now, I feel like I don't even need them.