Declaring Personal Bankruptcy

1 reviews

Contact

Address:
446-448 W 167th St
New York 10032
NY
United States
Phone number:
646-630-9970

OPEN HOURS

Monday
8:30 - 19:00
Tuesday
8:30 - 19:00
Wednesday
8:30 - 19:00
Thursday
8:30 - 19:00
Friday
8:30 - 19:00
Saturday
9:00 - 15:00
Sunday
Closed

Accepted payments

Cash payment accepted Cheque payment accepted

Location on map

Photos

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Company description

Chapter 7 Bankruptcy is the most common form of bankruptcy that individuals prefer to file with our office, if they qualify. In most cases, you would be entitled to keep your home, your car and your salary, while at the same time getting rid of all that credit card debt without having to pay any of it back.

Getting into debt and other financial trouble is far too easy to do. Whether it happened because of a divorce, job loss, unexpected medical expenses, credit cards, or anything else, it can feel like a trap from which there is no escape. The sad reality is that if you only make the minimum payments on your debt (if you can even afford that) it will take you years, if not decades, to finally get everything paid off, and that is assuming there are no more unexpected issues. For many people in NYC, a Chapter 7 bankruptcy is a much more realistic and reasonable solution to debt problems.

When people hear about bankruptcy, they often assume it is a bad idea, or something that should only be considered as an absolute last resort. The fact is, other options are often either unreasonable, or don’t actually work. For example, debt forgiveness plans and debt consolidation options sound great on the surface, but almost never work for real people. Just working hard and paying down your debt may be an option if you can significantly increase your earnings and avoid unexpected expenses, but since this isn’t a perfect world, it is unreasonable to think that is going to happen in many cases. Chapter 7 bankruptcy, however, is available to most people with financial troubles, and is a proven legal option that can wipe your slate clean so you can start over.

Reviews

When my bankruptcy was discharged it was an amazing feeling. I had all of my debts cleared including some back taxes. This is only because of this great firm. Because of them I get rid of all problems.
11/13/2018 2:14:31 PM Report