Company description
Pine Belt Automotive
Are you trying to buy a new or used car, but afraid that your credit isn’t good enough to secure reliable transportation? Try Pine Belt Automotive. At Pine Belt, there are underwriters available to help secure you a fast, low payment loan in order to acquire just the type of transportation you need. Their friendly, hardworking team can have you approved in just a few hours. You can even apply online at their website or in person before going car hunting. If you choose to apply online, and have any questions, you can always call their toll free number 855-PIN-BELT..(855)746-2358 and the friendly staff will assist in any way they can. The process is fairly simple. Enter or give them the requested information regarding your source of income, and contact information. Make sure you have the required documents needed for them to make a copy and use to help secure the best possible loan available for you. Generally, these are documents like a bill or two that shows your current address as proof of residency, a recent pay stub to prove your source of income, your driver’s license, proof of auto insurance, and at least up to five personal references. Sometimes, these references will be called to prove that they do know you, but generally it is so the loan company has a way of getting in touch with you. Of course, it is always a good idea to get permission from those you choose as references.
Our team will then work with their various lenders to get you just the type of loan you need. They have lenders available for most circumstances regardless of the situation; from bankruptcy, repossessions and foreclosures to being self employed, have a prior account in collections, or bad credit. Even if they can’t approve you for a brand new vehicle, you can be assured that they will get you approved for a pre-owned one.
There are many different types to choose from including Vans, SUVs, Trucks, Passenger Cars, Sports Cars, and Luxury Cars. Of course, before you sign on the bottom line, you can even have the vehicle given the once-over by your own personal mechanic which is always encouraged and a good idea anyway.
Once the underwriters approve you for credit, they will contact you and give you the limit of that credit that will help you to know the price range of vehicles to look in. Also, it is then time to make an appointment to finalize the loan and shop for your new transportation. About 99% of all customers applying are accepted for a reasonable and affordable loan. The loan officers are there to help you in any way that they can, so they will do their best to work with any budget to get you approved. Getting reliable transportation with bad credit isn’t as hard as it may seem. Other places may ask that you work with your own bank or get a co-signer before coming to shop for a vehicle, places that have their own underwriters prove that they are eager for your business and willing to work with you in any way that they can to close the deal. By working to get you the best deal possible, they help you repair your credit with affordable payments.
Plus, they will report your good payment history directly to the credit bureaus. This is truly a win-win situation. So, instead of waiting forever at credit unions or for your personal credit to straighten itself out , check for dealerships like Pine Belt that have their own personal team available to give you the best possible deal.
Trying to buy a car with bad credit can be made a pleasurable experience and not something to dread.
The Team at Pine Belt Automotive
